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For heavier users, contract phone plans can also be cheaper because you're buying minutes, texts and data in bulk. You'll find that a 30GB data plan is a lot less expensive than paying individually for each megabyte on pay as you go, for example. That's not to say it will beat a SIM only contract, however, so you need to run the numbers using our calculator above.

Finally, depending on the retailer or network you'll probably be offered some sweet freebies. Don't get too wrapped up in freebies though and they should never be the deciding factor when it comes to signing on the dotted line. If you are currently paying for a mobile contract and you're outside your minimum term usually 24 months , then you should stop immediately.

Find a Cheap Contract Phone

By continuing to pay you're effectively paying for a handset you've already paid in full for. When your contract has reached the end of its minimum term, and you're happy with your existing handset, you can switch to a sim-only deal or a pay-as-you-go SIM. By doing this you will slash your monthly bill. Contract phone shopping isn't quite as complicated as some people make it out to be, though. There are only three basic steps. Firstly, you'll need to decide what kind of phone you want. Have a look around, read some reviews, watch hands-on YouTube videos and see what takes your fancy.

Secondly, you're going to need to look at your usage requirements. As long as you've had a phone contract before, this isn't a big deal. You can just look at your old phone bills and estimate the number of minutes, texts and data you'll need. If you haven't had a contract before, then you can track your usage on pay as you go for a month or so to get a decent estimate. Try to avoid bumper deals with allowances you might not really need.

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Do you really need 20GB of data? Most people don't use anywhere near that amount. We provide free advice to all customers who are unsure and the handy Bill Monitor will analyse your bills from the last three months to determine your average usage and suggest deals. Thirdly, you need to decide on a network operator.

Look at which operators offer the best prices on the size of contracts you're looking for with the handset that you want, and that's it, you're done. If you decide to take your contract phone shopping offline onto the high street, then don't fall for the hard sell in-store by commission-hungry salespeople. Never feel pressured into signing a contract and do your research online first, so you know what prices are achievable.

The easiest way is to use our comparison tool which covers the entire UK mobile phone market including every network operator and reseller.

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Occasionally the reseller sites can offer better deals not available elsewhere, but make sure they're a legitimate outfit. If they're not on our provider's list , the chances are we don't know enough about them to feel confident recommending them. When your phone contract comes to an end, the provider will usually get in contact with you to get you to upgrade to a new handset. This will tie you in for another 24 months. It's easy to be lured in by the convenience of it all and the promise of a great deal.

The sad reality is that for the most part, you'll be paying far more than a new customer would be. Put simply, the retailers never have your interests at heart, like car insurance renewals, they are banking on you not moving to a new deal or even looking at prices elsewhere.

Do not be afraid to haggle or vote with your feet, shifting your number to a new network has never been easier. If you're dead set on choosing a new smartphone, don't be suckered in by the marketing hype.

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There are lots of great options out there that aren't made by Apple. Even if you only want an iPhone or Samsung Galaxy, consider going for a model that has been on the market for 12 months. The previous generation is always cheaper and virtually identical in specification. It's also worth considering a refurbished phone.

Top Tips for Saving Money on a Contract Phone

The name is slightly misleading as they are often handsets that have been returned by customers without ever being used. Since the box is open, they are available at a reduced price. Once more you can bag an amazing deal for those who travel regularly with work or for social ventures. One of their free gifts includes roaming in 48 countries and the other in 77 countries lists of countries are available so you can decide which works best for you.

For streaming fans, they also have some awesome streaming free gifts available. Their entertainment options include the choice of Sky Sports, NowTV, Spotify and Amazon Prime video, pick one and enjoy it on them for the full 24 month period of your new contract. Remember that streaming does use data if you are not connected to WiFi, however, this is still an amazing freebie that could save you loads of money and leave you free to binge on your favourite boxsets and films, listen to loads of tunes and never have to miss the match you love again because you do not happen to be near your television.


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To really offer our customers the best free gifts we also work hard to get as many deals as possible with no upfront cost on the handset. Even on the newest releases, the flagship phones for each manufacturer, we try and make sure there are plenty of mobile phone deals that have no upfront cost on the handset. Traditionally this has meant that you pay more on the monthly bill, which has put some people off, but we are working hard to make sure that the contract prices are still as low as possible and that this really is a free gift worth having.

Our team is always hard at work looking for the best deals possible on every single handset we stock, and you will find no upfront cost options on all of them. If you have any questions about any of the amazing pay monthly mobile phone deals, we offer then our UK based customer service team will be delighted to help you. They can be reached on Choose from our most popular gifts.

View Deals. Nintendo Switch Console Grey. Sony Playstation Classic Grey. Choose from one of the categories below. By using this site, you agree we can set and use cookies. Accept and close. Home Special offers Gifts with phones. Vodafone Multi SIM card. Full plan details. View deals. Upfront cost. Effective monthly cost.

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